Lincoln City, Depoe Bay and Pacific City, Oregon Coast real estate, beach homes for sale, Ocean front homes, Ocean view homes - Mary McDonald, REALTOR® Mary McDonald REALTOR(r) for Lincoln City, Depoe Bay and Pacific City, Oregon real estate - NUMBER1EXPERT™ Mary McDonald NUMBER1EXPERT(tm) for Lincoln City, Depoe Bay and Pacific City, Oregon real estate
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Mary McDonald, REALTORŪ, real estate agent and broker for Lincoln City, Depoe Bay and Pacific City Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
For Oregon Coast Real Estate, ocean beach homes and property call Mary McDonald at 541-992-2748 or when in Lincoln City, Oregon come and visit Mary.





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For Buyers: Lincoln City, Depoe Bay and Pacific City Oregon home buying, real estate listings, and homes for sale in Lincoln County, OR
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Why Buyers Choose Me: Why homebuyers in the Lincoln City, Depoe Bay and Pacific City area choose Mary McDonald as their Realtor
Latest Listings: Get Mary McDonald's latest Lincoln City, Depoe Bay and Pacific City listings of homes for sale first!
Find Your Perfect Home: Mary McDonald will search for your ideal home and email you the newest Lincoln City, Depoe Bay and Pacific City MLS listings of properties in Lincoln County OR
First Time Homebuyers: Are you a first time homebuyer in Lincoln City, Depoe Bay and Pacific City, OR? As a top Realtor, Mary McDonald can guide your home buying search
Mortgage Prequalification: Pre-qualify for a mortgage or loan for your Lincoln City, Depoe Bay and Pacific City house or other real estate or property

 

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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Real Estate Trivia
Q 
What are the characteristics of classic Queen Anne architecture?

A 
Queen Anne homes are the most elaborate, romantic and feminine of all Victorian Homes.
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Mary McDonald, REALTORŪ, real estate agent and broker for Lincoln City, Depoe Bay and Pacific City Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary McDonald
Coldwell Banker Gesik Realty, Inc

1815 NW Hwy 101
Lincoln City, Oregon 97367
Office: 541-994-7760
Office Toll-free: 800-959-7760
Cell: 541-992-2748
Fax: 541-994-9582
marymcdonald@NUMBER1EXPERT.com

I've been a Realtor here on the Oregon coast since 1997. Located in Lincoln City I cover from Pacific City and Neskowin south to Road's End, Lincoln City, Otis, Devil's lake, Depoe Bay, Newport, Waldport, and Yachats. I am a past owner of a beach vacation rental company, former managing partner of a coast property investment company, and former Bed and Breakfast owner/operator. I've developed a good feel of what works and what doesn't on the Oregon coast and I would be glad to share my accumulated knowledge with you. Mary McDonald, Principal Broker

CRSEqual HousingGRIMLSREALTOR


Coldwell Banker Gesik Reality, Inc real estate and homes for sale in Lincoln City, Depoe Bay and Pacific City Oregon

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