Lincoln City, Depoe Bay and Pacific City, Oregon Coast real estate, beach homes for sale, Ocean front homes, Ocean view homes - Mary McDonald, REALTOR® Mary McDonald REALTOR(r) for Lincoln City, Depoe Bay and Pacific City, Oregon real estate - NUMBER1EXPERT™ Mary McDonald NUMBER1EXPERT(tm) for Lincoln City, Depoe Bay and Pacific City, Oregon real estate
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Mary McDonald, REALTORŪ, real estate agent and broker for Lincoln City, Depoe Bay and Pacific City Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
Oregon Coast Real Estate, ocean beach homes and property call Mary McDonald 541-992-2748, email Lc.Mary@Gmail.com, visit Mary in Lincoln City, Oregon.





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Mortgage Prequalification: Lincoln City, Depoe Bay and Pacific City Oregon home buying, real estate listings, and homes for sale in Lincoln County, OR
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Lincoln City, Depoe Bay and Pacific City REALTORŪ to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Home Inspections >Inspection Repairs

When you sell a house, the buyers will probably have a home inspection before they sign a contract to purchase the home. The inspector may turn up something that needs attention or repair, and after the inspection, the buyers may produce a list of items they want repaired as a condition for moving forward on the sale.

When you get the buyers' list, remember that some of the items may be negotiable. Sales contracts usually require that all the systems be in working condition. Some buyers may make requests that go beyond the normal obligations of the seller. They may ask for a new roof or certain structural repairs that you may not want to make. Your agent can help you to assess the risks of just saying "no" to buyers who are making demands you consider to be unreasonable. You may decide to decline the requests, but the buyers may also decide to back out of the deal as a result.

When you agree to make repairs, hire licensed professionals who will guarantee their work, and give copies of the reports to the buyers. Arrange to have the repairs made as far ahead of time to avoid last-minute complications which could compromise the transaction.

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Real Estate Trivia
Q 
What little-known folk remedy is said to help keep bats away from your home?

A 
According to some rural homeowners, if you tar and feather a two-by-four board and place it in your yard, it will ward off bats!
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Mary McDonald, REALTORŪ, real estate agent and broker for Lincoln City, Depoe Bay and Pacific City Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary McDonald
Coldwell Banker Gesik Realty, Inc

1815 NW Hwy 101
Lincoln City, Oregon 97367
Office: 541-994-7760
Office Toll-free: 800-959-7760
Cell: 541-992-2748
Fax: 541-994-9582
marymcdonald@NUMBER1EXPERT.com

I've been a Realtor here on the Oregon coast since 1997. Located in Lincoln City I cover from Pacific City and Neskowin south to Road's End, Lincoln City, Otis, Devil's lake, Depoe Bay, Newport, Waldport, and Yachats. I am a past owner of a beach vacation rental company, former managing partner of a coast property investment company, and former Bed and Breakfast owner/operator. I've developed a good feel of what works and what doesn't on the Oregon coast and I would be glad to share my accumulated knowledge with you. Mary McDonald, Principal Broker

CRSEqual HousingGRIMLSREALTOR


Coldwell Banker Gesik Reality, Inc real estate and homes for sale in Lincoln City, Depoe Bay and Pacific City Oregon

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